James Earnest Investments

A stock market correction is generally defined as short term price decline of 5% to 20%.The decline of May 2010 would qualify as "a market correction."

With dividends reinvested, 2009 returns for major stock market indices:

Dow Jones 22.68%

S & P 500 26.46%

Nasdaq 43.89%

Russell 2000 27.17%

Dow Jones +7.6%

S&P 500 +11.9%

Nasdaq +22.6%

Russell 2000 +13.3%