James Earnest Investments

With dividends reinvested, 2009 returns for major stock market indices:

Dow Jones 22.68%

S & P 500 26.46%

Nasdaq 43.89%

Russell 2000 27.17%

Dow Jones +7.6%

S&P 500 +11.9%

Nasdaq +22.6%

Russell 2000 +13.3%

From Investopedia.com:

Disinflation - A slowing of the rate at which prices increase. Typically, this occurs during a recession, as sales drop and retailers are not able to pass on higher prices to customers.

Deflation - a period during which prices actually drop.